{"id":20,"date":"2025-08-18T17:52:51","date_gmt":"2025-08-18T16:52:51","guid":{"rendered":"https:\/\/takegyan.in\/?p=20"},"modified":"2025-08-18T17:52:52","modified_gmt":"2025-08-18T16:52:52","slug":"investment-%e0%a4%a8%e0%a4%bf%e0%a4%b5%e0%a5%87%e0%a4%b6-%e0%a4%95%e0%a4%b0%e0%a4%a8%e0%a5%87-%e0%a4%95%e0%a5%87-7-%e0%a4%ac%e0%a5%87%e0%a4%b9%e0%a4%a4%e0%a4%b0%e0%a5%80%e0%a4%a8-%e0%a4%a4%e0%a4%b0","status":"publish","type":"post","link":"https:\/\/takegyan.in\/?p=20","title":{"rendered":"Investment \/ \u0928\u093f\u0935\u0947\u0936 \u0915\u0930\u0928\u0947 \u0915\u0947 7 \u092c\u0947\u0939\u0924\u0930\u0940\u0928 \u0924\u0930\u0940\u0915\u0947 !"},"content":{"rendered":"\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"683\" height=\"1024\" src=\"https:\/\/takegyan.in\/wp-content\/uploads\/2025\/08\/grok_image_x7nfayy-683x1024.jpg\" alt=\"\" class=\"wp-image-22\" srcset=\"https:\/\/takegyan.in\/wp-content\/uploads\/2025\/08\/grok_image_x7nfayy-683x1024.jpg 683w, https:\/\/takegyan.in\/wp-content\/uploads\/2025\/08\/grok_image_x7nfayy-200x300.jpg 200w, https:\/\/takegyan.in\/wp-content\/uploads\/2025\/08\/grok_image_x7nfayy-768x1152.jpg 768w, https:\/\/takegyan.in\/wp-content\/uploads\/2025\/08\/grok_image_x7nfayy.jpg 832w\" sizes=\"(max-width: 683px) 100vw, 683px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u092a\u0930\u093f\u091a\u092f :-<\/strong><\/h2>\n\n\n\n<p>\u0906\u091c \u0915\u0947 \u0938\u092e\u092f \u092e\u0947\u0902 \u0938\u093f\u0930\u094d\u092b \u092a\u0948\u0938\u0947 \u092c\u091a\u093e\u0928\u093e \u0939\u0940 \u0915\u093e\u092b\u0940 \u0928\u0939\u0940\u0902 \u0939\u0948, \u092c\u0932\u094d\u0915\u093f \u0909\u0928 \u092a\u0948\u0938\u094b\u0902 \u0915\u094b \u0938\u0939\u0940 \u091c\u0917\u0939 \u0928\u093f\u0935\u0947\u0936 (Investment) \u0915\u0930\u0928\u093e \u092d\u0940 \u0909\u0924\u0928\u093e \u092d\u0940 \u092c\u0939\u0941\u0924 \u091c\u093c\u0930\u0942\u0930\u0940 \u0939\u0948\u0964 \u092c\u091a\u0924 \u0906\u092a\u0915\u0947 \u0935\u0930\u094d\u0924\u092e\u093e\u0928 \u0914\u0930 \u092d\u0935\u093f\u0937\u094d\u092f \u0915\u094b \u0930\u0916\u0924\u0940 \u0939\u0948, \u0932\u0947\u0915\u093f\u0928 \u0928\u093f\u0935\u0947\u0936 \u0906\u092a\u0915\u0940 \u0938\u0902\u092a\u0924\u094d\u0924\u093f \u0915\u094b \u092c\u0922\u093c\u093e\u0924\u093e \u0939\u0948\u0964 \u0905\u0917\u0930 \u0906\u092a \u0938\u0939\u0940 \u0928\u093f\u0935\u0947\u0936 \u0935\u093f\u0915\u0932\u094d\u092a \u091a\u0941\u0928\u0924\u0947 \u0939\u0948\u0902, \u0924\u094b \u0932\u0902\u092c\u0947 \u0938\u092e\u092f \u092e\u0947\u0902 \u0906\u092a \u0928 \u0915\u0947\u0935\u0932 \u0905\u092a\u0928\u0947 \u0932\u0915\u094d\u0937\u094d\u092f\u094b\u0902 \u0915\u094b \u092a\u0942\u0930\u093e \u0915\u0930\u0924\u0947 \u0939\u0948\u0902 \u092c\u0932\u094d\u0915\u093f \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u094d\u0935\u0924\u0902\u0924\u094d\u0930\u0924\u093e \u092d\u0940 \u0939\u093e\u0938\u093f\u0932 \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964<\/p>\n\n\n\n<p>\u0907\u0938 \u092c\u094d\u0932\u0949\u0917 \u092e\u0947\u0902 \u0939\u092e \u091c\u093e\u0928\u0947\u0902\u0917\u0947 \u0915\u0940 \u0915\u093f\u0938 \u091a\u0940\u091c \u092e\u0947\u0902 \u0939\u092e \u0907\u0928\u094d\u0935\u0947\u0938\u094d\u091f \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902 \u0914\u0930 \u0928\u093f\u0935\u0947\u0936 \u0915\u0930\u0928\u0947 \u0915\u0947 7 \u092c\u0947\u0939\u0924\u0930\u0940\u0928 \u0924\u0930\u0940\u0915\u0947 \u0915\u094d\u092f\u093e \u0939\u0948 ! \u091c\u093f\u0928\u0915\u0940 \u092e\u0926\u0926 \u0938\u0947 \u0906\u092a \u0905\u092a\u0928\u0940 \u0915\u092e\u093e\u0908 \u0915\u094b \u092c\u0922\u093c\u093e \u0938\u0915\u0924\u0947 \u0939\u0948\u0902 \u0914\u0930 \u090f\u0915 \u092e\u091c\u092c\u0942\u0924 \u092b\u093e\u0907\u0928\u0947\u0902\u0936\u093f\u092f\u0932 \u092b\u094d\u092f\u0942\u091a\u0930 \u092c\u0928\u093e \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964<\/p>\n\n\n\n<figure class=\"wp-block-gallery has-nested-images columns-default is-cropped wp-block-gallery-1 is-layout-flex wp-block-gallery-is-layout-flex\">\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"683\" height=\"1024\" data-id=\"21\" src=\"https:\/\/takegyan.in\/wp-content\/uploads\/2025\/08\/grok_image_xiqdo0i-683x1024.jpg\" alt=\"\" class=\"wp-image-21\" srcset=\"https:\/\/takegyan.in\/wp-content\/uploads\/2025\/08\/grok_image_xiqdo0i-683x1024.jpg 683w, https:\/\/takegyan.in\/wp-content\/uploads\/2025\/08\/grok_image_xiqdo0i-200x300.jpg 200w, https:\/\/takegyan.in\/wp-content\/uploads\/2025\/08\/grok_image_xiqdo0i-768x1152.jpg 768w, https:\/\/takegyan.in\/wp-content\/uploads\/2025\/08\/grok_image_xiqdo0i.jpg 832w\" sizes=\"(max-width: 683px) 100vw, 683px\" \/><\/figure>\n<\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">\u092b\u093f\u0915\u094d\u0938\u094d\u0921 \u0921\u093f\u092a\u0949\u091c\u093f\u091f (FD)<\/h2>\n\n\n\n<p>\u0915\u094d\u092f\u093e \u0939\u0948 FD?<\/p>\n\n\n\n<p>\u092b\u093f\u0915\u094d\u0938\u094d\u0921 \u0921\u093f\u092a\u0949\u091c\u093f\u091f, FD \u090f\u0915 \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u0909\u0924\u094d\u092a\u093e\u0926 \u0939\u0948, \u091c\u093f\u0938\u092e\u0947\u0902 \u0906\u092a \u090f\u0915 \u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u0930\u093e\u0936\u093f \u0915\u094b \u0924\u092f \u0938\u092e\u092f \u0924\u0915 \u092c\u0948\u0902\u0915 \u092e\u0947\u0902 \u091c\u092e\u093e \u0915\u0930\u0924\u0947 \u0939\u0948\u0902 \u0914\u0930 \u0909\u0938 \u092a\u0930 \u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u092c\u094d\u092f\u093e\u091c \u092a\u093e\u0924\u0947 \u0939\u0948\u0902 !<\/p>\n\n\n\n<p>\u092b\u093f\u0915\u094d\u0938\u094d\u0921 \u0921\u093f\u092a\u0949\u091c\u093f\u091f \u0915\u0947 \u092b\u093e\u092f\u0926\u0947 :<\/p>\n\n\n\n<ul>\n<li>\u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924 \u0914\u0930 \u0917\u093e\u0930\u0902\u091f\u0940\u0921 \u0930\u093f\u091f\u0930\u094d\u0928 !<\/li>\n\n\n\n<li>\u092c\u0948\u0902\u0915 \u0926\u094d\u0935\u093e\u0930\u093e \u0924\u092f \u092c\u094d\u092f\u093e\u091c \u0926\u0930 !<\/li>\n\n\n\n<li>\u0938\u092e\u092f \u092a\u0942\u0930\u093e \u0939\u094b\u0928\u0947 \u0938\u0947 \u092a\u0939\u0932\u0947 \u092a\u0948\u0938\u0947 \u0928\u093f\u0915\u093e\u0932\u0928\u0947 \u0915\u093e \u0935\u093f\u0915\u0932\u094d\u092a (penalty \u0915\u0947 \u0938\u093e\u0925) !<\/li>\n\n\n\n<li>\u0907\u0928\u0915\u092e \u091f\u0948\u0915\u094d\u0938 \u092e\u0947\u0902 \u091b\u0942\u091f !<\/li>\n<\/ul>\n\n\n\n<p>Fixed deposit ke \u0928\u0941\u0915\u0938\u093e\u0928 :<\/p>\n\n\n\n<ul>\n<li>\u0930\u093f\u091f\u0930\u094d\u0928 \u0938\u0940\u092e\u093f\u0924 \u0939\u094b\u0924\u093e \u0939\u0948<\/li>\n\n\n\n<li>\u092e\u0939\u0902\u0917\u093e\u0908 (Inflation) \u0915\u094b \u092e\u093e\u0924 \u0928\u0939\u0940\u0902 \u0926\u0947 \u092a\u093e\u0924\u093e<\/li>\n\n\n\n<li>\u0915\u093f\u0928 \u0932\u094b\u0917\u094b\u0902 \u0915\u094b \u092b\u093f\u0915\u094d\u0938\u094d\u0921 \u0921\u093f\u092a\u093e\u091c\u093f\u091f \u0915\u0930\u0928\u093e \u091a\u093e\u0939\u093f\u090f?<\/li>\n\n\n\n<li>\u091c\u093f\u0928 \u0932\u094b\u0917\u094b\u0902 \u0915\u094b \u092c\u093f\u0928\u093e \u091c\u094b\u0916\u093f\u092e \u0915\u0947 \u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924 \u0928\u093f\u0935\u0947\u0936 \u091a\u093e\u0939\u093f\u090f\u0964<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<figure class=\"wp-block-gallery has-nested-images columns-default is-cropped wp-block-gallery-2 is-layout-flex wp-block-gallery-is-layout-flex\">\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"683\" height=\"1024\" data-id=\"23\" src=\"https:\/\/takegyan.in\/wp-content\/uploads\/2025\/08\/grok_image_7ipfd3-683x1024.jpg\" alt=\"\" class=\"wp-image-23\" srcset=\"https:\/\/takegyan.in\/wp-content\/uploads\/2025\/08\/grok_image_7ipfd3-683x1024.jpg 683w, https:\/\/takegyan.in\/wp-content\/uploads\/2025\/08\/grok_image_7ipfd3-200x300.jpg 200w, https:\/\/takegyan.in\/wp-content\/uploads\/2025\/08\/grok_image_7ipfd3-768x1152.jpg 768w, https:\/\/takegyan.in\/wp-content\/uploads\/2025\/08\/grok_image_7ipfd3.jpg 832w\" sizes=\"(max-width: 683px) 100vw, 683px\" \/><\/figure>\n<\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">\u0930\u093f\u0915\u0930\u093f\u0902\u0917 \u0921\u093f\u092a\u0949\u091c\u093f\u091f (RD)<\/h2>\n\n\n\n<p>*RD \u0915\u094d\u092f\u093e \u0939\u0948 ?<br>\u0930\u093f\u0915\u0930\u093f\u0902\u0917 \u0921\u093f\u092a\u0949\u091c\u093f\u091f \u092e\u0947\u0902 \u0906\u092a \u0939\u0930 \u092e\u0939\u0940\u0928\u0947 \u091b\u094b\u091f\u0940-\u091b\u094b\u091f\u0940 \u0930\u0915\u092e \u091c\u092e\u093e \u0915\u0930\u0924\u0947 \u0939\u0948\u0902 \u0914\u0930 \u0924\u092f \u0938\u092e\u092f \u092c\u093e\u0926 \u090f\u0915 \u092c\u0921\u093c\u0940 \u0930\u0915\u092e \u0914\u0930 \u092c\u094d\u092f\u093e\u091c \u092a\u093e\u0924\u0947 \u0939\u0948\u0902\u0964<\/p>\n\n\n\n<p>*\u0930\u093f\u0915\u0930\u093f\u0902\u0917 \u0921\u093f\u092a\u0949\u091c\u093f\u091f \u0915\u0947 \u092b\u093e \u092b\u093e\u092f\u0926\u0947<\/p>\n\n\n\n<ul>\n<li>\u091b\u094b\u091f\u0947 \u0928\u093f\u0935\u0947\u0936\u0915\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u092c\u0922\u093c\u093f\u092f\u093e<\/li>\n\n\n\n<li>\u0905\u0928\u0941\u0936\u093e\u0938\u0928 (Discipline) \u092c\u0928\u093e\u0928\u0947 \u0915\u093e \u0938\u093e\u0927\u0928<\/li>\n\n\n\n<li>\u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924 \u0930\u093f\u091f\u0930\u094d\u0928<\/li>\n\n\n\n<li>\u0930\u093f\u0915\u0930\u093f\u0902\u0917 \u0921\u093f\u092a\u0949\u091c\u093f\u091f \u0915\u0947 \u0928\u0941\u0915\u0938\u093e\u0928:<\/li>\n\n\n\n<li>\u0930\u093f\u091f\u0930\u094d\u0928 FD \u091c\u093f\u0924\u0928\u093e \u0939\u0940 \u0930\u0939\u0924\u093e \u0939\u0948<\/li>\n\n\n\n<li>\u092e\u0939\u0902\u0917\u093e\u0908 \u0915\u0947 \u0939\u093f\u0938\u093e\u092c \u0938\u0947 \u0917\u094d\u0930\u094b\u0925 \u0915\u092e<\/li>\n<\/ul>\n\n\n\n<p><em>\u0915\u094c\u0928 \u0915\u0930\u0947\u0902?<\/em><\/p>\n\n\n\n<ul>\n<li>\u0938\u094d\u091f\u0942\u0921\u0947\u0902\u091f\u094d\u0938 \u092f\u093e \u0935\u0947 \u0932\u094b\u0917 \u091c\u094b \u0939\u0930 \u092e\u0939\u0940\u0928\u0947 \u091b\u094b\u091f\u0940 \u0930\u0915\u092e \u092c\u091a\u093e\u0915\u0930 \u0928\u093f\u0935\u0947\u0936 \u0915\u0930\u0928\u093e \u091a\u093e\u0939\u0924\u0947 \u0939\u0948\u0902\u0964<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<figure class=\"wp-block-gallery has-nested-images columns-default is-cropped wp-block-gallery-3 is-layout-flex wp-block-gallery-is-layout-flex\">\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"683\" height=\"1024\" data-id=\"24\" src=\"https:\/\/takegyan.in\/wp-content\/uploads\/2025\/08\/grok_image_x3vxcaq-683x1024.jpg\" alt=\"\" class=\"wp-image-24\" srcset=\"https:\/\/takegyan.in\/wp-content\/uploads\/2025\/08\/grok_image_x3vxcaq-683x1024.jpg 683w, https:\/\/takegyan.in\/wp-content\/uploads\/2025\/08\/grok_image_x3vxcaq-200x300.jpg 200w, https:\/\/takegyan.in\/wp-content\/uploads\/2025\/08\/grok_image_x3vxcaq-768x1152.jpg 768w, https:\/\/takegyan.in\/wp-content\/uploads\/2025\/08\/grok_image_x3vxcaq.jpg 832w\" sizes=\"(max-width: 683px) 100vw, 683px\" \/><\/figure>\n<\/figure>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u092e\u094d\u092f\u0942\u091a\u0941\u0905\u0932 \u092b\u0902\u0921 (SIP)<\/strong> <\/h2>\n\n\n\n<p>SIP \u0915\u094d\u092f\u093e \u0939\u0948 ?<br>Systematic Investment Plan \u092f\u093e\u0928\u0940 SIP \u090f\u0915 \u0910\u0938\u093e \u0924\u0930\u0940\u0915\u093e \u0939\u0948 \u091c\u093f\u0938\u092e\u0947\u0902 \u0906\u092a \u0939\u0930 \u092e\u0939\u0940\u0928\u0947 \u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u0930\u0915\u092e \u092e\u094d\u092f\u0942\u091a\u0941\u0905\u0932 \u092b\u0902\u0921 \u092e\u0947\u0902 \u0928\u093f\u0935\u0947\u0936 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902\u0964<\/p>\n\n\n\n<ul>\n<li>\u092e\u094d\u092f\u0941\u091a\u0941\u0905\u0932 \u092b\u0902\u0921 \u0915\u0947 \u092b\u093e\u092f\u0926\u0947:<\/li>\n\n\n\n<li>Long-term wealth creation<\/li>\n\n\n\n<li>Compounding \u0915\u093e \u092b\u093e\u092f\u0926\u093e<\/li>\n\n\n\n<li>Inflation \u0915\u094b \u092e\u093e\u0924 \u0926\u0947\u0928\u0947 \u0915\u0940 \u0915\u094d\u0937\u092e\u0924\u093e<\/li>\n\n\n\n<li>Tax saving options (ELSS funds)<\/li>\n<\/ul>\n\n\n\n<p>*\u0928\u0941\u0915\u0938\u093e\u0928:<\/p>\n\n\n\n<ul>\n<li>\u092e\u093e\u0930\u094d\u0915\u0947\u091f \u0930\u093f\u0938\u094d\u0915 \u091c\u0941\u0921\u093c\u093e \u0939\u094b\u0924\u093e \u0939\u0948<\/li>\n\n\n\n<li>\u0930\u093f\u091f\u0930\u094d\u0928 \u0917\u093e\u0930\u0902\u091f\u0940 \u0928\u0939\u0940\u0902 \u0939\u094b\u0924\u093e<\/li>\n\n\n\n<li>SIP \u0915\u093f\u0938\u0915\u094b \u0915\u0930\u0928\u093e \u091a\u093e\u0939\u093f\u090f?<\/li>\n\n\n\n<li>\u0935\u0947 \u0932\u094b\u0917 \u091c\u094b \u0932\u0902\u092c\u0947 \u0938\u092e\u092f \u0915\u0947 \u0932\u093f\u090f \u0928\u093f\u0935\u0947\u0936 \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902 \u0914\u0930 \u092e\u093e\u0930\u094d\u0915\u0947\u091f \u0930\u093f\u0938\u094d\u0915 \u0938\u0939 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\u0938\u094d\u091f\u0949\u0915 \u092e\u093e\u0930\u094d\u0915\u0947\u091f \u0928\u093f\u0935\u0947\u0936<\/h2>\n\n\n\n<figure class=\"wp-block-gallery has-nested-images columns-default is-cropped wp-block-gallery-4 is-layout-flex wp-block-gallery-is-layout-flex\">\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"683\" height=\"1024\" data-id=\"28\" src=\"https:\/\/takegyan.in\/wp-content\/uploads\/2025\/08\/grok_image_xpsqa30-683x1024.jpg\" alt=\"\" class=\"wp-image-28\" srcset=\"https:\/\/takegyan.in\/wp-content\/uploads\/2025\/08\/grok_image_xpsqa30-683x1024.jpg 683w, https:\/\/takegyan.in\/wp-content\/uploads\/2025\/08\/grok_image_xpsqa30-200x300.jpg 200w, https:\/\/takegyan.in\/wp-content\/uploads\/2025\/08\/grok_image_xpsqa30-768x1152.jpg 768w, https:\/\/takegyan.in\/wp-content\/uploads\/2025\/08\/grok_image_xpsqa30.jpg 832w\" sizes=\"(max-width: 683px) 100vw, 683px\" \/><\/figure>\n<\/figure>\n\n\n\n<p><em>\u0938\u094d\u091f\u0949\u0915 \u092e\u093e\u0930\u094d\u0915\u0947\u091f \u0915\u094d\u092f\u093e \u0939\u0948?<\/em><\/p>\n\n\n\n<p>\u0938\u094d\u091f\u0949\u0915 \u092e\u093e\u0930\u094d\u0915\u0947\u091f \u092e\u0947\u0902 \u0906\u092a \u0915\u0902\u092a\u0928\u093f\u092f\u094b\u0902 \u0915\u0947 \u0936\u0947\u092f\u0930 \u0916\u0930\u0940\u0926\u0924\u0947 \u0939\u0948\u0902\u0964 \u0905\u0917\u0930 \u0915\u0902\u092a\u0928\u0940 \u0915\u093e \u092a\u094d\u0930\u0926\u0930\u094d\u0936\u0928 \u0905\u091a\u094d\u091b\u093e \u0939\u094b\u0924\u093e \u0939\u0948 \u0924\u094b \u0936\u0947\u092f\u0930 \u0915\u093e \u092d\u093e\u0935 \u092c\u0922\u093c\u0924\u093e \u0939\u0948 \u0914\u0930 \u0906\u092a\u0915\u094b \u092e\u0941\u0928\u093e\u092b\u093e \u0939\u094b\u0924\u093e \u0939\u0948\u0964<\/p>\n\n\n\n<ul>\n<li>\u0936\u0947\u092f\u0930 \u092e\u093e\u0930\u094d\u0915\u0947\u091f \u092e\u0947\u0902 \u0928\u093f\u0935\u0947\u0936 \u0915\u0947 \u092b\u093e\u092f\u0926\u0947:<\/li>\n\n\n\n<li>High return \u0915\u093e \u092e\u094c\u0915\u093e<\/li>\n\n\n\n<li>Dividend \u0914\u0930 bonus \u0915\u093e \u0932\u093e\u092d<\/li>\n\n\n\n<li>Short term \u0914\u0930 long term \u0926\u094b\u0928\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u0935\u093f\u0915\u0932\u094d\u092a<\/li>\n\n\n\n<li>\u0936\u0947\u092f\u0930 \u092e\u093e\u0930\u094d\u0915\u0947\u091f \u092e\u0947\u0902 \u0928\u093f\u0935\u0947\u0936 \u0915\u0947 \u0928\u0941\u0915\u0938\u093e\u0928:<\/li>\n\n\n\n<li>High risk<\/li>\n\n\n\n<li>\u092e\u093e\u0930\u094d\u0915\u0947\u091f knowledge \u0915\u0940 \u091c\u093c\u0930\u0942\u0930\u0924<\/li>\n<\/ul>\n\n\n\n<p>**\u0915\u093f\u0928 \u0932\u094b\u0917\u094b\u0902 \u0915\u094b \u0936\u0947\u092f\u0930 \u092e\u093e\u0930\u094d\u0915\u0947\u091f \u092e\u0947\u0902 \u0928\u093f\u0935\u0947\u0936 \u0915\u0930\u0928\u093e \u091a\u093e\u0939\u093f\u090f ?<\/p>\n\n\n\n<ul>\n<li>\u091c\u094b \u0932\u094b\u0917 \u0930\u093f\u0938\u094d\u0915 \u0932\u0947\u0928\u0947 \u0915\u094b \u0924\u0948\u092f\u093e\u0930 \u0939\u0948\u0902 \u0914\u0930 \u0915\u0902\u092a\u0928\u093f\u092f\u094b\u0902 \u0915\u093e \u0935\u093f\u0936\u094d\u0932\u0947\u0937\u0923 \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\u0938\u094b\u0928\u0947 \u092e\u0947\u0902 \u0928\u093f\u0935\u0947\u0936 (Gold Investment)<\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"683\" height=\"1024\" src=\"https:\/\/takegyan.in\/wp-content\/uploads\/2025\/08\/grok_image_cp4w7u-683x1024.jpg\" alt=\"\" class=\"wp-image-27\" srcset=\"https:\/\/takegyan.in\/wp-content\/uploads\/2025\/08\/grok_image_cp4w7u-683x1024.jpg 683w, https:\/\/takegyan.in\/wp-content\/uploads\/2025\/08\/grok_image_cp4w7u-200x300.jpg 200w, https:\/\/takegyan.in\/wp-content\/uploads\/2025\/08\/grok_image_cp4w7u-768x1152.jpg 768w, https:\/\/takegyan.in\/wp-content\/uploads\/2025\/08\/grok_image_cp4w7u.jpg 832w\" sizes=\"(max-width: 683px) 100vw, 683px\" \/><\/figure>\n\n\n\n<p>*\u0915\u094d\u092f\u093e \u0939\u0948 Gold Investment?<br>\u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u0938\u094b\u0928\u093e \u0939\u092e\u0947\u0936\u093e \u0938\u0947 \u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924 \u0928\u093f\u0935\u0947\u0936 \u092e\u093e\u0928\u093e \u0917\u092f\u093e \u0939\u0948\u0964 \u0905\u092c \u0938\u094b\u0928\u093e \u0938\u093f\u0930\u094d\u092b \u0917\u0939\u0928\u094b\u0902 \u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902 \u0939\u0940 \u0928\u0939\u0940\u0902 \u092c\u0932\u094d\u0915\u093f **Digital Gold \u0914\u0930 Sovereign Gold Bond (SGB)\u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902 \u092d\u0940 \u0909\u092a\u0932\u092c\u094d\u0927 \u0939\u0948\u0964<\/p>\n\n\n\n<ul>\n<li>\u0938\u094b\u0928\u0947 \u092e\u0947\u0902 \u0928\u093f\u0935\u0947\u0936 \u0915\u0947 \u092b\u093e\u092f\u0926\u0947:<\/li>\n\n\n\n<li>Inflation hedge<\/li>\n\n\n\n<li>\u0906\u0938\u093e\u0928\u0940 \u0938\u0947 \u0916\u0930\u0940\u0926-\u092c\u093f\u0915\u094d\u0930\u0940<\/li>\n\n\n\n<li>Digital Gold \u0914\u0930 SGB \u092e\u0947\u0902 extra interest \u0915\u093e \u0932\u093e\u092d<\/li>\n\n\n\n<li>\u0938\u094b\u0928\u0947 \u092e\u0947\u0902 \u0928\u093f\u0935\u0947\u0936 \u0915\u0947 \u0928\u0941\u0915\u0938\u093e\u0928:<\/li>\n\n\n\n<li>\u0917\u0939\u0928\u094b\u0902 \u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902 \u0916\u0930\u0940\u0926\u0928\u0947 \u092a\u0930 making charges<\/li>\n\n\n\n<li>\u0930\u093f\u091f\u0930\u094d\u0928 \u092c\u0939\u0941\u0924 \u091c\u093c\u094d\u092f\u093e\u0926\u093e \u0928\u0939\u0940\u0902<\/li>\n\n\n\n<li>\u0938\u094b\u0928\u0947 \u092e\u0947\u0902 \u0928\u093f\u0935\u0947\u0936 \u0915\u093f\u0938\u0915\u094b \u0915\u0930\u0928\u093e \u091a\u093e\u0939\u093f\u090f?<\/li>\n\n\n\n<li>Safe investment \u091a\u093e\u0939\u0928\u0947 \u0935\u093e\u0932\u0947 \u0932\u094b\u0917 \u092f\u093e \u091c\u094b long-term value store \u0915\u0930\u0928\u093e \u091a\u093e\u0939\u0924\u0947 \u0939\u0948\u0902\u0964<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\u0930\u093f\u092f\u0932 \u090f\u0938\u094d\u091f\u0947\u091f (Real Estate)<\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"683\" height=\"1024\" src=\"https:\/\/takegyan.in\/wp-content\/uploads\/2025\/08\/grok_image_xboq624-683x1024.jpg\" alt=\"\" class=\"wp-image-26\" srcset=\"https:\/\/takegyan.in\/wp-content\/uploads\/2025\/08\/grok_image_xboq624-683x1024.jpg 683w, https:\/\/takegyan.in\/wp-content\/uploads\/2025\/08\/grok_image_xboq624-200x300.jpg 200w, https:\/\/takegyan.in\/wp-content\/uploads\/2025\/08\/grok_image_xboq624-768x1152.jpg 768w, https:\/\/takegyan.in\/wp-content\/uploads\/2025\/08\/grok_image_xboq624.jpg 832w\" sizes=\"(max-width: 683px) 100vw, 683px\" \/><\/figure>\n\n\n\n<p>*\u0915\u094d\u092f\u093e \u0939\u0948 Real Estate Investment?<br>\u0907\u0938\u092e\u0947\u0902 \u0906\u092a \u092a\u094d\u0930\u0949\u092a\u0930\u094d\u091f\u0940, \u092a\u094d\u0932\u0949\u091f, \u0918\u0930 \u092f\u093e \u0915\u092e\u0930\u094d\u0936\u093f\u092f\u0932 \u0938\u094d\u092a\u0947\u0938 \u0916\u0930\u0940\u0926\u0924\u0947 \u0939\u0948\u0902 \u0914\u0930 \u0909\u0938\u0947 \u0915\u093f\u0930\u093e\u090f \u092a\u0930 \u0926\u0947\u0915\u0930 \u092f\u093e \u092c\u0947\u091a\u0915\u0930 \u0915\u092e\u093e\u0908 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902\u0964<\/p>\n\n\n\n<ul>\n<li>\u0930\u093f\u092f\u0932 \u090f\u0938\u094d\u091f\u0947\u091f \u092e\u0947\u0902 \u0928\u093f\u0935\u0947\u0936 \u0915\u0947 \u092b\u093e\u092f\u0926\u0947:<\/li>\n\n\n\n<li>Asset ownership<\/li>\n\n\n\n<li>Rental income<\/li>\n\n\n\n<li>Property value appreciation<\/li>\n\n\n\n<li>\u0930\u093f\u092f\u0932 \u0938\u094d\u091f\u0947\u091f \u092e\u0947\u0902 \u0928\u093f\u0935\u0947\u0936 \u0915\u0947 \u0928\u0941\u0915\u0938\u093e\u0928:<\/li>\n\n\n\n<li>\u091c\u093c\u094d\u092f\u093e\u0926\u093e \u092a\u0942\u0902\u091c\u0940 \u0915\u0940 \u091c\u093c\u0930\u0942\u0930\u0924<\/li>\n\n\n\n<li>Liquidity \u0915\u092e (\u091c\u0932\u094d\u0926\u0940 \u092c\u0947\u091a\u0928\u093e \u092e\u0941\u0936\u094d\u0915\u093f\u0932)<\/li>\n\n\n\n<li>\u0930\u093f\u092f\u0932 \u090f\u0938\u094d\u091f\u0947\u091f \u092e\u0947\u0902 \u0928\u093f\u0935\u0947\u0936 \u0915\u093f\u0938\u0915\u094b \u0915\u0930\u0928\u093e \u091a\u093e\u0939\u093f\u090f ?<\/li>\n\n\n\n<li>\u091c\u093f\u0928\u0915\u0947 \u092a\u093e\u0938 \u092c\u0921\u093c\u0940 \u0930\u093e\u0936\u093f \u0939\u094b \u0914\u0930 \u0932\u0902\u092c\u0947 \u0938\u092e\u092f \u0915\u0947 \u0932\u093f\u090f \u0928\u093f\u0935\u0947\u0936 \u0915\u0930\u0928\u093e \u091a\u093e\u0939\u0924\u0947 \u0939\u094b\u0902\u0964<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">\u092a\u094b\u0938\u094d\u091f \u0911\u092b\u093f\u0938 \u0938\u094d\u0915\u0940\u092e\u094d\u0938 \/ PPF<\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"683\" height=\"1024\" src=\"https:\/\/takegyan.in\/wp-content\/uploads\/2025\/08\/grok_image_xcihfi7-683x1024.jpg\" alt=\"\" class=\"wp-image-25\" srcset=\"https:\/\/takegyan.in\/wp-content\/uploads\/2025\/08\/grok_image_xcihfi7-683x1024.jpg 683w, https:\/\/takegyan.in\/wp-content\/uploads\/2025\/08\/grok_image_xcihfi7-200x300.jpg 200w, https:\/\/takegyan.in\/wp-content\/uploads\/2025\/08\/grok_image_xcihfi7-768x1152.jpg 768w, https:\/\/takegyan.in\/wp-content\/uploads\/2025\/08\/grok_image_xcihfi7.jpg 832w\" sizes=\"(max-width: 683px) 100vw, 683px\" \/><\/figure>\n\n\n\n<p>*\u0915\u094d\u092f\u093e \u0939\u0948 PPF?<br>Public Provident Fund (PPF) \u0914\u0930 \u0905\u0928\u094d\u092f \u092a\u094b\u0938\u094d\u091f \u0911\u092b\u093f\u0938 \u0938\u094d\u0915\u0940\u092e\u094d\u0938 \u0932\u0902\u092c\u0947 \u0938\u092e\u092f \u0915\u0947 \u0932\u093f\u090f \u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924 \u0928\u093f\u0935\u0947\u0936 \u0915\u0947 \u0935\u093f\u0915\u0932\u094d\u092a \u0939\u0948\u0902\u0964<\/p>\n\n\n\n<ul>\n<li>\u092a\u094b\u0938\u094d\u091f \u0911\u092b\u093f\u0938 \u092e\u0947\u0902 \u0928\u093f\u0935\u0947\u0936 \u0915\u0947 \u092b\u093e\u092f\u0926\u0947<sup data-fn=\"2c6ce89d-2092-4d1e-a8ce-696385743f45\" class=\"fn\"><a href=\"#2c6ce89d-2092-4d1e-a8ce-696385743f45\" id=\"2c6ce89d-2092-4d1e-a8ce-696385743f45-link\">1<\/a><\/sup><\/li>\n\n\n\n<li>Tax benefits (Section 80C)<\/li>\n\n\n\n<li>\u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924 \u0914\u0930 \u0917\u093e\u0930\u0902\u091f\u0940\u0921 \u0930\u093f\u091f\u0930\u094d\u0928<\/li>\n\n\n\n<li>\u0932\u0902\u092c\u0940 \u0905\u0935\u0927\u093f \u0915\u0947 \u0932\u093f\u090f \u0905\u091a\u094d\u091b\u093e \u0935\u093f\u0915\u0932\u094d\u092a<\/li>\n\n\n\n<li>\u092a\u094b\u0938\u094d\u091f \u0911\u092b\u093f\u0938 \u092e\u0947\u0902 \u0928\u093f\u0935\u0947\u0936 \u0915\u0947 \u0928\u0941\u0915\u0938\u093e\u0928:<\/li>\n\n\n\n<li>Lock-in period \u0932\u0902\u092c\u093e (15 \u0938\u093e\u0932 PPF \u092e\u0947\u0902)<\/li>\n\n\n\n<li>Limited liquidity<\/li>\n\n\n\n<li><\/li>\n\n\n\n<li>\u092a\u094b\u0938\u094d\u091f \u0911\u092b\u093f\u0938 \u092e\u0947\u0902 \u0928\u093f\u0935\u0947\u0936 \u0915\u093f\u0928 \u0932\u094b\u0917\u094b\u0902 \u0915\u094b \u0915\u0930\u0928\u093e \u091a\u093e\u0939\u093f\u090f?<\/li>\n\n\n\n<li><\/li>\n\n\n\n<li>Middle-class families \u0914\u0930 \u0935\u0947 \u0932\u094b\u0917 \u091c\u094b \u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924 \u0914\u0930 tax-saving \u0928\u093f\u0935\u0947\u0936 \u091a\u093e\u0939\u0924\u0947 \u0939\u0948\u0902\u0964<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p>\u0928\u093f\u0937\u094d\u0915\u0930\u094d\u0937<\/p>\n\n\n\n<p>\u092a\u0948\u0938\u0947 \u092c\u091a\u093e\u0928\u093e \u091c\u093f\u0924\u0928\u093e \u091c\u093c\u0930\u0942\u0930\u0940 \u0939\u0948, \u0909\u0924\u0928\u093e \u0939\u0940 \u091c\u093c\u0930\u0942\u0930\u0940 \u0939\u0948 \u0909\u0928 \u092a\u0948\u0938\u094b\u0902 \u0915\u094b \u0938\u0939\u0940 \u091c\u0917\u0939 \u0928\u093f\u0935\u0947\u0936 \u0915\u0930\u0928\u093e\u0964 \u0932\u0947\u0915\u093f\u0928 \u0927\u094d\u092f\u093e\u0928 \u0930\u0939\u0947, \u0939\u0930 \u0928\u093f\u0935\u0947\u0936 \u0935\u093f\u0915\u0932\u094d\u092a \u0938\u092d\u0940 \u0915\u0947 \u0932\u093f\u090f \u0938\u0939\u0940 \u0928\u0939\u0940\u0902 \u0939\u094b\u0924\u093e\u0964<\/p>\n\n\n\n<ul>\n<li>\u0905\u0917\u0930 \u0906\u092a \u091c\u094b\u0916\u093f\u092e \u0928\u0939\u0940\u0902 \u0932\u0947\u0928\u093e \u091a\u093e\u0939\u0924\u0947, \u0924\u094b FD, RD \u0914\u0930 PPF \u0906\u092a\u0915\u0947 \u0932\u093f\u090f \u0938\u0939\u0940 \u0939\u0948\u0902\u0964<\/li>\n\n\n\n<li>\u0905\u0917\u0930 \u0906\u092a \u0932\u0902\u092c\u0947 \u0938\u092e\u092f \u0924\u0915 \u0928\u093f\u0935\u0947\u0936 \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902, \u0924\u094b SIP \u0914\u0930 Mutual Funds \u091a\u0941\u0928\u0947\u0902\u0964<\/li>\n\n\n\n<li>\u0905\u0917\u0930 \u0906\u092a\u0915\u0947 \u092a\u093e\u0938 \u092c\u0921\u093c\u0940 \u0930\u093e\u0936\u093f \u0939\u0948 \u0914\u0930 \u0932\u0902\u092c\u0940 \u0905\u0935\u0927\u093f \u0915\u0947 \u0932\u093f\u090f \u0928\u093f\u0935\u0947\u0936 \u0915\u0930\u0928\u093e \u091a\u093e\u0939\u0924\u0947 \u0939\u0948\u0902, \u0924\u094b Real Estate \u092c\u0922\u093c\u093f\u092f\u093e \u0935\u093f\u0915\u0932\u094d\u092a \u0939\u0948\u0964<\/li>\n\n\n\n<li>Diversification \u0939\u092e\u0947\u0936\u093e \u092f\u093e\u0926 \u0930\u0916\u0947\u0902 \u2013 \u092f\u093e\u0928\u0940 \u0938\u093e\u0930\u0947 \u092a\u0948\u0938\u0947 \u090f\u0915 \u091c\u0917\u0939 \u0928 \u0932\u0917\u093e\u090f\u0901\u0964<\/li>\n<\/ul>\n\n\n<ol class=\"wp-block-footnotes\"><li id=\"2c6ce89d-2092-4d1e-a8ce-696385743f45\"> <a href=\"#2c6ce89d-2092-4d1e-a8ce-696385743f45-link\" aria-label=\"Jump to footnote reference 1\">\u21a9\ufe0e<\/a><\/li><\/ol>","protected":false},"excerpt":{"rendered":"<p>\u092a\u0930\u093f\u091a\u092f :- \u0906\u091c \u0915\u0947 \u0938\u092e\u092f \u092e\u0947\u0902 \u0938\u093f\u0930\u094d\u092b \u092a\u0948\u0938\u0947 \u092c\u091a\u093e\u0928\u093e \u0939\u0940 \u0915\u093e\u092b\u0940 \u0928\u0939\u0940\u0902 \u0939\u0948, \u092c\u0932\u094d\u0915\u093f \u0909\u0928 \u092a\u0948\u0938\u094b\u0902 \u0915\u094b \u0938\u0939\u0940 \u091c\u0917\u0939 \u0928\u093f\u0935\u0947\u0936 (Investment) \u0915\u0930\u0928\u093e \u092d\u0940 \u0909\u0924\u0928\u093e \u092d\u0940 \u092c\u0939\u0941\u0924 \u091c\u093c\u0930\u0942\u0930\u0940 \u0939\u0948\u0964 \u092c\u091a\u0924 \u0906\u092a\u0915\u0947 \u0935\u0930\u094d\u0924\u092e\u093e\u0928 \u0914\u0930 \u092d\u0935\u093f\u0937\u094d\u092f \u0915\u094b \u0930\u0916\u0924\u0940 \u0939\u0948, \u0932\u0947\u0915\u093f\u0928 \u0928\u093f\u0935\u0947\u0936 \u0906\u092a\u0915\u0940 \u0938\u0902\u092a\u0924\u094d\u0924\u093f \u0915\u094b \u092c\u0922\u093c\u093e\u0924\u093e \u0939\u0948\u0964 \u0905\u0917\u0930 \u0906\u092a \u0938\u0939\u0940 \u0928\u093f\u0935\u0947\u0936 \u0935\u093f\u0915\u0932\u094d\u092a \u091a\u0941\u0928\u0924\u0947 \u0939\u0948\u0902, \u0924\u094b \u0932\u0902\u092c\u0947 \u0938\u092e\u092f \u092e\u0947\u0902 \u0906\u092a [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":"[{\"id\":\"2c6ce89d-2092-4d1e-a8ce-696385743f45\",\"content\":\"\"}]"},"categories":[1],"tags":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/takegyan.in\/index.php?rest_route=\/wp\/v2\/posts\/20"}],"collection":[{"href":"https:\/\/takegyan.in\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/takegyan.in\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/takegyan.in\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/takegyan.in\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=20"}],"version-history":[{"count":1,"href":"https:\/\/takegyan.in\/index.php?rest_route=\/wp\/v2\/posts\/20\/revisions"}],"predecessor-version":[{"id":29,"href":"https:\/\/takegyan.in\/index.php?rest_route=\/wp\/v2\/posts\/20\/revisions\/29"}],"wp:attachment":[{"href":"https:\/\/takegyan.in\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=20"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/takegyan.in\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=20"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/takegyan.in\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=20"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}